JF Actuarial Services

	JF Actuarial Services, Inc.
	41 Byberry Avenue, Suite 4
	Hatboro, PA 19040
	215-443-9515
	FAX 215-443-9641

Vanguard

Vanguard funds offer many advantages over alternative investment choices:

Lowest expense ratios among fund families
True no-load funds, with no commissioned sales force
Wide variety of funds
Competitive to superior performance compared to other funds
Few confusing share classifications (ie, A shares, B shares, C shares, etc.)
Low key marketing
Straightforward presentation of investment information
Excellent educational materials

For these reasons, we have developed electronic trading links with Vanguard to facilitate daily recordkeeping of self-directed 401k plans, and other defined contribution pension plans.

Vanguard

Vanguard Fund Characteristics

Vanguard Total Return Chart (PDF Format)

Charles Schwab & Co., Inc.

For clients who prefer a broader range of investment choices, we have developed electronic trading links with Charles Schwab & Co., Inc. Through these links, we can offer access to thousands of mutual funds from hundreds of fund families. If desired, we can even allow each employee to maintain his own Personal Choice Retirement Account (PCRA) at Schwab, and invest in almost any security allowable in qualified plan accounts. The links below will give you more information on the available choices at Schwab.

Click for the Schwab PCRA site:

Click for the Schwab Mutual Fund list:

Mutual Fund Ratings